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Know About
Savings Account
Savings Account at The Vaish Cooperative Adarsh Bank Ltd offers more than just a secure place to store your money; it's your gateway to financial empowerment and growth. With our Savings Account, we aim to provide you with a seamless banking experience that prioritizes your needs and aspirations.
The Vaish Cooperative Adarsh Bank Ltd is here to support you every step of the way. Open a Savings Account with us today and experience banking that goes beyond just numbers, offering you a pathway to a brighter financial future.
Features
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01
ATM/Debit Card facility for ATM,
E-Commerce and Point of Sale. -
02
Individual/HUF/Joint A/c can be opened.
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03
An ideal option to cultivate the habit of banking and Saving.
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04
Simplest way of making small Savings into big.
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05
Easy to operate/handle.
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06
Deposits up to statutory limit are insured by DICGC.
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07
Option for money withdrawal by withdrawal forms or by cheque.
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08
Facility of nomination.
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09
Interest @ 3 % p.a. applied quarterly.
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10
Free 60 cheque leaves in a calendar year.
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11
SMS facility for all transactions
Terms & Conditions
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1.
Opening with minimum balance of Rs. 1000/- (with cheque book) Rs. 500/- (without cheque book)
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2.
Charges as per bank’s rule for not maintaining monthly minimum balance.
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3.
While depositing Rs. 50,000/- or above in aggregate in one day, PAN No./Form 60 per transaction is necessary.
Documents Required
Basic documents required for opening a savings account.
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1
Two passport size photograph.
Mandatory
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2
Proof of Identification & Address.
Mandatory
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3
PAN Card/ Form 60.
Mandatory
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4
Latest Electricity Bill
Mandatory
BASIC SAVINGS BANK DEPOSIT ACCOUNT
➤ This account should be considered in normal banking service available to all.
➤ This account shall not have the requirement of any minimum balance.
➤ The services available in the account will include deposit and withdrawal of cash at bank branch, receipts /credit of the money through electronic payment channels or by means of deposit / collection of cheques drawn by Central /State government agencies and departments.
➤ This account shall not have the requirement of any minimum balance.
➤ The services available in the account will include deposit and withdrawal of cash at bank branch, receipts /credit of the money through electronic payment channels or by means of deposit / collection of cheques drawn by Central /State government agencies and departments.
OPERATIONAL GUIDELINES
➤ The above facilities will be provided without any charges.
➤ No charge will be levied for non operation / activation of inoperative “Basic Saving Bank Deposit Account”.
➤ This account would be subject to RBI instructions on KYC / AML for opening of bank accounts issued from time to time.
➤ Holders of this account will not be eligible for opening of any other savings bank deposit account in that bank.
➤ Any other existing account has to be closed within 30 days by the customers
➤ No charge will be levied for non operation / activation of inoperative “Basic Saving Bank Deposit Account”.
➤ This account would be subject to RBI instructions on KYC / AML for opening of bank accounts issued from time to time.
➤ Holders of this account will not be eligible for opening of any other savings bank deposit account in that bank.
➤ Any other existing account has to be closed within 30 days by the customers