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Dear Customer, We have launched Video KYC facility for New customer to open savings ac

Term Deposit

A Term Deposit, commonly known as a Fixed Deposit (FD), is a popular savings instrument offered by banks wherein customers deposit a lump sum amount for a fixed period at a predetermined interest rate. This arrangement ensures that the deposited funds grow steadily over time, making TDs an attractive option for those seeking stability and assured returns on their savings. Opening a Term Deposit account is a straightforward process at The Vaish Cooperative Adarsh Bank Ltd.


All Resident Indians (Individuals/ Sole Proprietor/ Partnership/ Company/ Trust/ HUF etc) can open the Account.
Minimum Deposit amount is Rs.1000/-
Deposits can be made for a maximum of 10 years.
Interest can be withdrawn at monthly/Quarterly/half yearly/yearly intervals.
Depositor can earn a higher rate of interest with Quarterly Compounded.
Term Deposit will be automatically renewed @ROI prevailing on the due date of the Term deposit if no instruction from the depositor is received upto due date.

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